FXIFY Review 2026
Last updated: June 2026 · Reviewed by PropFirmStats · Rating: 8.6 / 10
What is FXIFY?
FXIFY is a multi-account proprietary trading firm known for offering the widest variety of challenge types in the industry — 6 distinct account structures catering to every trading style. With a 4.5/5 Community score and scaling up to $4,000,000 total allocation, FXIFY is a well-regarded mid-to-upper tier prop firm.
Accounts include the 2-Step Classic (static drawdown, up to 100% split monthly), 2-Step Classic Pro (no consistency rule), 2-Step Standard (trailing DD), 1-Step, Lightning, and Instant Funded Lite. Payouts are processed via Riseworks (bank or crypto) in 1–3 business days. PropFirmStats rates FXIFY 8.6 out of 10.
FXIFY Account Types & Rules Summary
FXIFY offers six distinct evaluation paths. Each carries a different drawdown model, consistency rule, and payout schedule. The 2-Step Classic is the flagship; the Lightning and Instant Funded accounts apply the most restrictions.
2-Step Classic (Most Popular)
The 2-Step Classic is FXIFY's most popular account — static drawdown, free news trading, and a monthly cycle that delivers a 100% profit split.
- Phase 1 profit target: 5% of initial balance.
- Phase 2 profit target: 10% of initial balance.
- Daily drawdown: 4% of balance.
- Max overall drawdown: 10% static.
- Minimum trading days: 4 days per phase.
- Consistency rule: 25% — funded stage only. No rule during evaluation.
- Funded profit split: Up to 90% (bi-weekly); up to 100% on the monthly payout cycle.
- Fee refund: Not refunded on the Classic.
- News trading: Fully allowed with no restriction window.
2-Step Classic Pro
A stricter-target variant of the Classic with no consistency rule and a fee refund on first payout.
- Phase 1 profit target: 4% of initial balance.
- Phase 2 profit target: 8% of initial balance.
- Daily drawdown: 5% of balance.
- Max overall drawdown: 10% static.
- Consistency rule: None.
- Fee refund: Refunded with first payout.
- News trading: Fully allowed.
2-Step Standard & 1-Step (Trailing DD)
These accounts use a trailing drawdown model. A critical mechanic: requesting a withdrawal permanently locks the trailing drawdown floor to your initial balance — plan payouts carefully.
- 2-Step Standard: 10% Phase 1 / 5% Phase 2, 4% daily DD, 10% trailing max DD.
- 1-Step: Single 10% target, 3% daily DD, 6% trailing max DD.
- Consistency rule: None on either account.
- Profit split: 80% (90% with add-on).
- Fee refund: Refunded with first payout.
- News trading: Fully allowed.
Lightning & Instant Funded Lite (Restricted)
These accounts trade lower targets or instant access for tighter restrictions — including a 5-minute news restriction window around high-impact events.
- Lightning: Varies by size, 30% consistency rule on both challenge and funded stages.
- Instant Funded Lite: No evaluation, 3% daily DD, 4% trailing max DD, 20% consistency, payout every 10 days.
- News trading: Restricted — 5 minutes before and after high-impact news. Existing positions may be held through the window; new orders and SL/TP executions are blocked, and profits from trades executed in the window are invalidated.
- Instant Funded Lite extras: No EAs, no copy trading, no weekend holding.
Key rules applying to all accounts
- Drawdown model: Static on 2-Step Classic, Classic Pro, and Lightning. Trailing on 2-Step Standard, 1-Step, and Instant Funded Lite.
- Maximum allocation: Up to $800,000 per account (one active account per account size at any time).
- Scaling plan: Up to $4,000,000 in total allocation for consistently profitable traders.
- Leverage: Up to 1:50 (default 1:30; higher leverage available as a paid add-on).
- EAs and copy trading: Permitted on all challenge-based accounts. Not permitted on Instant Funded Lite.
- Weekend holding: Allowed on challenge-based accounts. Not allowed on Instant Funded Lite.
- Payout method: Riseworks — bank transfer or crypto.
- Payout speed: 1–3 business days, verifiable on-chain via the Rise network.
- Promo code: Use code PROPFIRMS at checkout for 20% off all FXIFY challenges.
FXIFY — Frequently Asked Questions
Is FXIFY a legitimate prop firm?
Yes. FXIFY is a UK-based proprietary trading firm founded in 2023 and backed by FXPIG, a regulated broker. The firm has over 250,000 active traders across 200 countries and has paid out more than $40 million in verified trader rewards. Its broker-backed infrastructure provides a layer of regulatory credibility that many standalone prop firms do not offer.
What is the profit split at FXIFY?
FXIFY's base profit split is 70–80% depending on the programme. Traders can purchase an add-on at checkout (costing 20% of the evaluation fee) to raise the split to 90%. The maximum achievable split is 90% on standard CFD accounts, with up to 95% at certain scaling milestones. The add-on cost should be factored in when comparing FXIFY's total price against competitors.
What programmes does FXIFY offer?
FXIFY offers six evaluation paths: One Phase (1-Step, 10% target), Two Phase (2-Step, 10%/5% targets), Three Phase (3-Step, static drawdown), Lightning (1-Step, 5% target in 7 days, from $59), Instant Funding (no evaluation, higher cost), and a crypto-focused account. Each has different drawdown rules, payout timelines, and EA permissions — traders should match the programme to their trading style before purchasing.
Are EAs allowed at FXIFY?
Yes — on the One Phase, Two Phase, and Three Phase evaluation programmes. EAs and automated trading strategies are not permitted on Lightning or Instant Funding accounts. Grid trading and self-copy trading are also permitted on standard evaluations; cross-account copying is banned across all programmes.
What is the FXIFY Lightning Challenge?
The Lightning Challenge is FXIFY's fast-path, budget evaluation. It requires a 5% profit target (compared to 10% on the standard One Phase), must be completed within 7 days, and starts from $59. Maximum account size is $100,000. It is designed for confident traders who want the quickest and cheapest route to funding but can meet a tighter time constraint. EAs, copy trading, and certain other features permitted on standard evaluations are not available on Lightning accounts.
How much capital can I access at FXIFY?
FXIFY's initial funded accounts go up to $400,000. Through FXIFY's scaling programme, consistently profitable traders can scale their capital up to $4,000,000 in total funded capital. The maximum account size varies by programme — Lightning caps at $100,000, while standard 1-Step, 2-Step, and 3-Step programmes offer the largest initial account options.