FTMO Crypto vs FundingPips Crypto 2026 — Full Comparison (Updated: October 2026)
Independent side-by-side analysis of challenge rules, drawdown models, profit splits, payout speeds, and trading permissions.
FTMO Crypto and FundingPips Crypto are two distinct funded trading programmes targeting retail day traders. FTMO Crypto offers a Up to 90% profit split while FundingPips Crypto offers Up to 100%. Daily drawdown limits are 5% for FTMO Crypto and 4% for FundingPips Crypto. Based on the PropFirmStats composite score, FTMO Crypto ranks higher overall.
Key Difference: FundingPips offers a $4M maximum allocation with 100% profit splits, whereas FTMO limits capital to $2M with a 90% profit split.
FTMO Crypto vs FundingPips Crypto — Expert Analysis
The primary distinction between these firms is that FundingPips offers a maximum allocation of $4M compared to FTMO's $2M cap. Traders must navigate different risk constraints, with FundingPips imposing a 4% daily loss limit versus FTMO's more flexible 5% daily limit. While FundingPips allows news trading and copy trading, FTMO restricts news trading and prohibits copy trading entirely.
Choose FTMO Crypto If...
FundingPips is ideal for traders seeking higher capital allocation up to $4M and the ability to utilize copy trading strategies. Those who require news trading flexibility and desire up to 100% profit splits will find this model most compatible with their business strategy.
Choose FundingPips Crypto If...
FTMO suits professional traders who prioritize a long-standing firm founded in 2015 with a 9.2/10 rating and the ability to hedge positions. It is better for those who prefer more lenient drawdown limits of 5% daily and 10% total, and who require multi-platform access including MT4 and cTrader.
⚖️ PropFirmStats Verdict
FTMO remains the superior choice for established professionals due to its higher 9.2/10 PropFirmStats rating and proven track record of $500M+ in payouts. FundingPips is the winner for aggressive growth-oriented traders who need the higher $4M maximum allocation and the ability to engage in news trading.
Frequently Asked Questions
Does FundingPips Crypto allow news trading unlike FTMO Crypto?
Yes, FundingPips explicitly permits news trading for its crypto accounts. Conversely, FTMO restricts news trading, which may impact traders who rely on high-volatility events.
How do the profit splits and payout structures compare?
FundingPips offers up to 100% profit splits with a bi-weekly payout frequency. FTMO offers up to 90% profit splits and provides on-demand payouts after a 14-day cycle.
Are there differences in allowed trading styles like hedging and copy trading?
FTMO allows hedging but forbids copy trading, whereas FundingPips allows copy trading but specifically prohibits hedging. Traders must align these specific firm restrictions with their individual trading systems.
FTMO Crypto vs FundingPips Crypto — Verdict & Summary
FTMO Crypto comes out ahead in this head-to-head based on the PropFirmStats composite rating (9.2 vs 8.8 out of 10). Both firms offer competitive profit splits — FTMO Crypto at Up to 90% and FundingPips Crypto at Up to 100%.
FTMO Crypto — FTMO crypto-funded accounts with top-tier risk management and up to 90% profit split.. Maximum funded account size: $2M. Daily drawdown limit: 5%. Typical payout speed: 1-2 business days (on-demand payouts).
FundingPips Crypto — FundingPips crypto funded accounts with weekly payouts and high profit splits.. Maximum funded account size: $4M. Daily drawdown limit: 4%. Typical payout speed: 24 hours.
Related Comparisons
Explore how FTMO Crypto and FundingPips Crypto compare against other top-rated prop firms.