FTMO vs FundingPips 2026 — Full Comparison (Updated: October 2026)
Independent side-by-side analysis of challenge rules, drawdown models, profit splits, payout speeds, and trading permissions.
FTMO and FundingPips are two distinct funded trading programmes targeting retail day traders. FTMO offers a Up to 90% profit split while FundingPips offers Up to 100%. Daily drawdown limits are 5% for FTMO and 5% for FundingPips. Based on the PropFirmStats composite score, FTMO ranks higher overall.
FTMO vs FundingPips — Expert Analysis
The competitive landscape of proprietary trading firms reveals significant differences between FTMO and FundingPips, both of which cater to traders looking for funding and flexibility. FTMO, established in 2014, boasts a higher rating of 9.2/10, compared to FundingPips, which, though newer and rated at 8.8/10, presents an attractive profit-sharing model. FTMO offers a profit split ranging from 80% to 90% on accounts up to $400K, while FundingPips caps at $300K with a profit split up to 90%. Risk management is similar for both firms, with daily and total loss limits set at 5% and 10%, respectively. Payout speed is marginally quicker with FTMO, processing withdrawals within 24 hours versus 24-48 hours for FundingPips. While both firms allow the use of EAs and support various asset classes including Forex and Crypto, FTMO has a significant edge by permitting news trading, a crucial advantage for many traders. Additionally, both firms offer scaling plans up to $2M, making them appealing for those looking to grow their trading operations. These clear distinctions in challenge structure and trading environment can determine the most suitable choice for individual traders based on their specific needs and trading styles.
Choose FTMO If...
FTMO is best suited for traders looking for a robust and flexible trading environment, particularly those who engage in news trading or utilize automated strategies. Its broader platform choices and relatively higher maximum account size allow traders with moderate to high risk tolerance to explore diverse asset classes, making it ideal for individuals seeking significant profit potential. Those who appreciate swift payout processing times and the possibility of scaling their accounts will also find FTMO favorable. Traders aiming for consistency and who thrive in dynamic market conditions would benefit greatly from FTMO's offerings.
Choose FundingPips If...
FundingPips is a solid choice for traders who prioritize profit sharing and are comfortable with a slightly lower maximum account size compared to FTMO. It appeals to those who prefer a more straightforward trading approach without the focus on news-oriented strategies, as news trading is restricted. This firm may be particularly attractive to newer traders or those with a conservative risk profile, as it still provides a substantial profit split and flexible trading platforms. If a trader's main goal is to engage in traditional market strategies with moderate risk while utilizing EAs, FundingPips offers a supportive environment to grow their capital effectively.
⚖️ PropFirmStats Verdict
For most traders, FTMO emerges as the preferable choice due to its higher rating, faster payouts, and allowance for news trading, making it ideal for a wider range of trading styles. However, for traders who wish to maximize profit sharing within a more traditional trading framework and are less focused on news events, FundingPips can be an effective alternative. Thus, selecting between the two will hinge on individual trading priorities and style preferences.
Frequently Asked Questions
Is FTMO better than FundingPips?
FTMO generally offers more favorable conditions such as a higher rating, faster payouts, and allows news trading, making it better for a wider range of traders.
Which has a higher profit split, FTMO or FundingPips?
FTMO offers a profit split of 80%-90%, while FundingPips offers up to 90%, making the profit split comparable.
How do the drawdown rules compare between FTMO and FundingPips?
Both firms impose identical drawdown rules, with a maximum daily loss of 5% and a total loss limit of 10%.
Can I use Expert Advisors (EAs) with FTMO and FundingPips?
Yes, both FTMO and FundingPips allow the use of Expert Advisors (EAs) in their trading environments.
Which is better for news trading — FTMO or FundingPips?
FTMO is better for news trading as it allows such practices, while FundingPips has restrictions in place.
FTMO vs FundingPips — Verdict & Summary
FTMO comes out ahead in this head-to-head based on the PropFirmStats composite rating (9.2 vs 8.8 out of 10). Both firms offer competitive profit splits — FTMO at Up to 90% and FundingPips at Up to 100%.
FTMO — The industry gold standard — 10+ years operating, $650M+ in verified payouts, and a 4.8/5 Trustpilot rating.. Maximum funded account size: $400K initial ($2M via scaling). Daily drawdown limit: 5%. Typical payout speed: 1-2 business days (on-demand payouts).
FundingPips. Maximum funded account size: $400K initial ($2M via Prime). Daily drawdown limit: 5%. Typical payout speed: 24 hours.
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