FTMO vs FXIFY 2026 — Full Comparison (Updated: October 2026)
Independent side-by-side analysis of challenge rules, drawdown models, profit splits, payout speeds, and trading permissions.
FTMO and FXIFY are two distinct funded trading programmes targeting retail day traders. FTMO offers a Up to 90% profit split while FXIFY offers Up to 90%. Daily drawdown limits are 5% for FTMO and 4% for FXIFY. Based on the PropFirmStats composite score, FTMO ranks higher overall.
FTMO vs FXIFY — Expert Analysis
When choosing a proprietary trading firm, FTMO and FXIFY present compelling options with notable differences. FTMO, established in 2014, boasts a strong reputation in the industry with a high rating of 9.2/10. It offers a generous profit split ranging from 80% to 90% and supports accounts up to $400,000. FTMO's risk management includes a daily loss limit of 5% and a total loss limit of 10%. Conversely, FXIFY, a newer entrant founded in 2023, rates slightly lower at 8.6/10 but supports larger account sizes, up to $800,000. FXIFY allows a smaller daily loss limit of 4%, with the same total loss limit as FTMO. Payment conditions are also slightly different, with FTMO providing quicker payout speed of 24 hours, while FXIFY promises a payout within 1-3 business days. Both platforms permit news trading and the use of trading robots. FXIFY presents a unique scaling plan allowing traders to progress up to $4 million, compared to FTMO's limit of $2 million. Overall, the choice between FTMO and FXIFY goes down to account size, max daily loss preferences, and payout speed aspirations, highlighting varying trader needs and strategies.
Choose FTMO If...
FTMO is ideal for disciplined traders who are comfortable with slightly higher risk parameters. Its well-established reputation and stringent rules attract conservative traders who prioritize a stable trading environment. Those who engage in high-frequency trading, scalping, or strategies involving news trading may find FTMO's quick payout speed beneficial. Additionally, traders seeking to gradually increase their capital through a scalable plan may be drawn to FTMO’s structure, given its solid history and established support systems.
Choose FXIFY If...
FXIFY suits traders looking for significant account sizes and even tighter daily risk limits. Its offerings appeal to those who prefer a progressive scaling plan, allowing them to grow their accounts up to $4 million. Traders who thrive in various trading methodologies with a focus on risk management and are comfortable with a longer payout period could find FXIFY attractive. Additionally, newer traders or those who are just starting in the proprietary trading environment may appreciate the flexibility in trading styles and challenge types offered by FXIFY.
⚖️ PropFirmStats Verdict
For most traders, FTMO emerges as the superior choice due to its reputation, faster payout speed, and a balanced risk framework. However, for traders aiming for larger account sizes and a tighter daily loss limit, FXIFY could be a better fit. The ultimate decision should consider individual trading styles, risk tolerance, and capital growth ambitions.
Frequently Asked Questions
Is FTMO better than FXIFY?
FTMO generally is considered better due to its established history, faster payouts, and higher trust among traders.
Which has a higher profit split, FTMO or FXIFY?
Both firms offer a profit split up to 90%, but FTMO's average splits are slightly lower, ranging from 80% to 90%.
How do the drawdown rules compare between FTMO and FXIFY?
FTMO allows a maximum daily loss of 5% compared to FXIFY's 4% limit, while both firms have a total loss limit of 10%.
Can I use Expert Advisors (EAs) with FTMO and FXIFY?
Yes, both FTMO and FXIFY allow the use of Expert Advisors and trading bots, providing flexibility in trading strategies.
Which is better for news trading — FTMO or FXIFY?
Both firms permit news trading, but FTMO may offer a slight edge with its quicker payout process, allowing traders to capitalize on volatile moments faster.
FTMO vs FXIFY — Verdict & Summary
FTMO comes out ahead in this head-to-head based on the PropFirmStats composite rating (9.2 vs 8.6 out of 10). Both firms offer competitive profit splits — FTMO at Up to 90% and FXIFY at Up to 90%.
FTMO — The industry gold standard — 10+ years operating, $650M+ in verified payouts, and a 4.8/5 Trustpilot rating.. Maximum funded account size: $400K initial ($2M via scaling). Daily drawdown limit: 5%. Typical payout speed: 1-2 business days (on-demand payouts).
FXIFY — 40% OFF $50K FXIFY accounts. Maximum funded account size: $400K initial ($4M via scaling). Daily drawdown limit: 4%. Typical payout speed: 1-3 business days.
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