FundingPips vs IcFunded 2026 — Full Comparison (Updated: October 2026)
Independent side-by-side analysis of challenge rules, drawdown models, profit splits, payout speeds, and trading permissions.
FundingPips and IcFunded are two distinct funded trading programmes targeting retail day traders. FundingPips offers a Up to 100% profit split while IcFunded offers 80%. Daily drawdown limits are 5% for FundingPips and 4% (P1) / 5% (P2 & Funded) for IcFunded. Based on the PropFirmStats composite score, FundingPips ranks higher overall.
Key Difference: FundingPips offers a max allocation of $4M compared to IcFunded's $400K, providing significantly more trading capital.
FundingPips vs IcFunded — Expert Analysis
FundingPips offers a maximum allocation of $4 million, surpassing IcFunded's $400,000, making it more suitable for traders seeking larger capital. Both firms allow news trading and have a similar maximum daily loss of 4%, but FundingPips does not enforce a hedging rule, while IcFunded allows it. Additionally, the profit split offered by FundingPips can reach up to 100%, contrasting sharply with IcFunded's 80%. Such differences can significantly influence a trader's choice based on their strategies and financial goals.
Choose FundingPips If...
Traders looking for maximum capital and a higher profit split of up to 100% will find FundingPips advantageous. Its allowance for various trading styles, including the use of EAs and copy trading, makes it suitable for a broader range of trading approaches.
Choose IcFunded If...
IcFunded is ideal for conservative traders who appreciate the flexibility of hedging and a structured two-step evaluation process. With a lower max allocation, it may appeal more to new traders looking to grow modest portfolios while adhering to a controlled daily drawdown.
⚖️ PropFirmStats Verdict
Overall, FundingPips is the winner for those seeking larger allocations and better profit-sharing potential, making it suitable for experienced traders. IcFunded may serve newcomers well due to its conservative drawdown model and lower entry barriers.
Frequently Asked Questions
Does FundingPips allow news trading unlike IcFunded?
Both FundingPips and IcFunded allow news trading, enabling traders to capitalize on market volatility during economic announcements.
What is the profit split difference between FundingPips and IcFunded?
FundingPips offers a profit split of up to 100%, whereas IcFunded provides an 80% profit split, which may affect overall trader profitability.
What leverage does each firm provide?
FundingPips offers a leverage of 1:100, while IcFunded has a lower leverage of 1:50, impacting the potential for larger trade sizes.
FundingPips vs IcFunded — Verdict & Summary
FundingPips comes out ahead in this head-to-head based on the PropFirmStats composite rating (9.0 vs 8.1 out of 10). Both firms offer competitive profit splits — FundingPips at Up to 100% and IcFunded at 80%.
FundingPips. Maximum funded account size: $400K initial ($2M via Prime). Daily drawdown limit: 5%. Typical payout speed: 24 hours.
IcFunded — Conservative static 4% daily drawdown on MT5 — clean 2-step evaluation for precision-focused traders.. Maximum funded account size: $500K. Daily drawdown limit: 4% (P1) / 5% (P2 & Funded). Typical payout speed: 1-3 business days.
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