FTMO vs IcFunded 2026 — Full Comparison (Updated: October 2026)
Independent side-by-side analysis of challenge rules, drawdown models, profit splits, payout speeds, and trading permissions.
FTMO and IcFunded are two distinct funded trading programmes targeting retail day traders. FTMO offers a Up to 90% profit split while IcFunded offers 80%. Daily drawdown limits are 5% for FTMO and 4% (P1) / 5% (P2 & Funded) for IcFunded. Based on the PropFirmStats composite score, FTMO ranks higher overall.
FTMO vs IcFunded — Expert Analysis
FTMO and IcFunded are two prominent prop trading firms catering to different trader profiles. FTMO, founded in 2015, boasts a higher rating of 9.2/10 and offers a more extensive range of trading assets including Forex, Crypto, Indices, Metals, and Stocks. It allows a maximum account size of $400K, offering a profit split ranging from 80% to 90%, and has a payout speed of 1-2 business days. In contrast, IcFunded, established in 2022, presents a solid rating of 8.1/10 with a maximum account limit of $200K and a profit split up to 85%. While both firms have similar drawdown limits and permit news trading, their payout frequency differs, with IcFunded offering bi-weekly payouts as opposed to FTMO's on-demand model after a 14-day cycle. The platforms used also vary; FTMO supports MT4, MT5, and cTrader, while IcFunded exclusively employs MT5. These differences may significantly influence traders when selecting a prop firm that suits their individual trading styles and financial goals.
Choose FTMO If...
Traders with a diverse trading style and higher risk tolerance may find FTMO to be the more suitable choice. Its substantial maximum account size of $400K allows serious traders to scale their accounts significantly. Those looking for quick payout cycles and a wider variety of trading platforms will also benefit from FTMO's offerings. Additionally, traders interested in trading stocks alongside Forex and crypto will appreciate FTMO's broader asset range. The option for an 80%-90% profit split makes it enticing for experienced traders aiming for higher returns.
Choose IcFunded If...
IcFunded can be an excellent choice for newer or less experienced traders who prefer a simpler entry into prop trading. With a maximum account size of $200K and a profit split of up to 85%, it provides opportunities for traders looking for less complexity. The firm’s bi-weekly payouts allow for consistent returns, helping to accommodate cash flow needs. Furthermore, its focus on accessibility with local payment options for regions like Africa and Southeast Asia makes it appealing for global traders. Those who primarily trade Forex and crypto will also find IcFunded meets their requirements adequately.
⚖️ PropFirmStats Verdict
FTMO emerges as the better choice for most traders due to its higher rating, larger account options, and faster payout mechanisms. However, traders in regions prioritized by IcFunded or those seeking simpler, more streamlined operations may find it a beneficial alternative. Overall, FTMO is recommended for ambitious traders looking to maximize their potential.
Frequently Asked Questions
Is FTMO better than IcFunded?
FTMO generally offers more comprehensive trading options, higher profit splits, and quicker payouts, making it a stronger choice for most traders.
Which has a higher profit split, FTMO or IcFunded?
FTMO offers a profit split of 80%-90%, while IcFunded offers up to 85%, giving FTMO a slight edge.
How do the drawdown rules compare between FTMO and IcFunded?
Both firms have a maximum daily loss limit of 5% and a maximum total loss of 10%, making their drawdown rules quite similar.
Can I use Expert Advisors (EAs) with FTMO and IcFunded?
Yes, both FTMO and IcFunded allow the use of Expert Advisors (EAs) in trading strategies.
Which is better for news trading — FTMO or IcFunded?
Both firms permit news trading, but FTMO's longer-established reputation may offer a slight advantage in terms of trader resources and community support.
FTMO vs IcFunded — Verdict & Summary
FTMO comes out ahead in this head-to-head based on the PropFirmStats composite rating (9.2 vs 8.1 out of 10). Both firms offer competitive profit splits — FTMO at Up to 90% and IcFunded at 80%.
FTMO — The industry gold standard — 10+ years operating, $650M+ in verified payouts, and a 4.8/5 Trustpilot rating.. Maximum funded account size: $400K initial ($2M via scaling). Daily drawdown limit: 5%. Typical payout speed: 1-2 business days (on-demand payouts).
IcFunded — Conservative static 4% daily drawdown on MT5 — clean 2-step evaluation for precision-focused traders.. Maximum funded account size: $500K. Daily drawdown limit: 4% (P1) / 5% (P2 & Funded). Typical payout speed: 1-3 business days.
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