FTMO vs TradingFunds (FTUK) 2026 — Full Comparison (Updated: October 2026)
Independent side-by-side analysis of challenge rules, drawdown models, profit splits, payout speeds, and trading permissions.
FTMO and TradingFunds (FTUK) are two distinct funded trading programmes targeting retail day traders. FTMO offers a Up to 90% profit split while TradingFunds (FTUK) offers 80%. Daily drawdown limits are 5% for FTMO and 5% for TradingFunds (FTUK). Based on the PropFirmStats composite score, FTMO ranks higher overall.
Key Difference: FTMO offers a maximum allocation of $2M, exceeding TradingFunds' $1.28M limit by over 56%.
FTMO vs TradingFunds (FTUK) — Expert Analysis
The most significant difference between FTMO and TradingFunds (FTUK) lies in their maximum allocation, with FTMO offering $2M compared to TradingFunds' $1.28M. Both firms share similar phase targets of 10% for Phase 1 and 5% for Phase 2; however, FTMO provides a more advantageous profit split of up to 90%, compared to TradingFunds' 80%. While both firms restrict news trading, FTMO allows weekend holding and employs a faster payout speed of 24 hours compared to TradingFunds' 1 hour payout option. This nuanced structure can greatly sway a trader's choice depending on their strategies and desired risk management features.
Choose FTMO If...
Traders who prefer a larger maximum allocation of up to $2M and require a generous profit split of 90% will benefit from FTMO’s rules. Additionally, those seeking flexible payout structures with weekend holding permitted can leverage FTMO's advantages effectively.
Choose TradingFunds (FTUK) If...
TradingFunds (FTUK) may appeal to traders who value the ability to use copy trading and require a quicker payout process since they offer an on-demand payout speed of just 1 hour. Furthermore, traders seeking a simpler trading environment without weekend holding may find TradingFunds’ structure straightforward and suitable for their strategies.
⚖️ PropFirmStats Verdict
Overall, FTMO stands out as the superior firm, especially for traders seeking larger fund allocations and higher profit splits. TradingFunds (FTUK) could be favored by those who prioritize rapid payouts and the option to engage in copy trading.
Frequently Asked Questions
Does FTMO allow news trading unlike TradingFunds (FTUK)?
Both FTMO and TradingFunds (FTUK) restrict news trading, requiring traders to avoid entering trades during significant news events. This ensures a more stable trading environment for risk management.
What is the maximum total loss permitted with FTMO and TradingFunds (FTUK)?
FTMO allows a max total loss of 10%, whereas TradingFunds limits this to 8%. This means FTMO provides a greater cushion for traders before reaching the total loss limit.
How does the payout frequency differ between FTMO and TradingFunds (FTUK)?
FTMO offers on-demand payouts after a 14-day cycle, with payouts processed in 24 hours, while TradingFunds processes payouts bi-weekly, but with an impressive 1 hour speed once requested.
FTMO vs TradingFunds (FTUK) — Verdict & Summary
FTMO comes out ahead in this head-to-head based on the PropFirmStats composite rating (9.2 vs 7.8 out of 10). Both firms offer competitive profit splits — FTMO at Up to 90% and TradingFunds (FTUK) at 80%.
FTMO — The industry gold standard — 10+ years operating, $650M+ in verified payouts, and a 4.8/5 Trustpilot rating.. Maximum funded account size: $400K initial ($2M via scaling). Daily drawdown limit: 5%. Typical payout speed: 1-2 business days (on-demand payouts).
TradingFunds (FTUK) — Clean MT5 evaluation with EAs, weekend holding, and scalping all permitted — straightforward rules.. Maximum funded account size: $6.4M. Daily drawdown limit: 5%. Typical payout speed: 1 hour (on demand).
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