FTMO vs Funded Trading Plus 2026 — Full Comparison (Updated: October 2026)
Independent side-by-side analysis of challenge rules, drawdown models, profit splits, payout speeds, and trading permissions.
FTMO and Funded Trading Plus are two distinct funded trading programmes targeting retail day traders. FTMO offers a Up to 90% profit split while Funded Trading Plus offers Up to 90%. Daily drawdown limits are 5% for FTMO and 5% for Funded Trading Plus. Based on the PropFirmStats composite score, FTMO ranks higher overall.
FTMO vs Funded Trading Plus — Expert Analysis
When comparing FTMO and Funded Trading Plus, two prominent names in the prop trading industry, various factors come into play, including challenge structure, payout models, and the overall trader experience. FTMO stands out with its long-established reputation since 2015, offering a strong profit split of 80% to 90% and a max account size of $400K, catering to traders seeking a reliable and trusted firm. In contrast, Funded Trading Plus, founded more recently in 2021, provides a higher maximum account size of $2.5M and a similar profit split that can reach up to 90%. Both platforms allow news trading and the use of Expert Advisors, creating a flexible environment for traders. However, FTMO’s payout frequency is on-demand post a 14-day cycle, while Funded Trading Plus opts for bi-weekly payouts. The drawdown rules are identical for both, presenting a max daily loss and total loss of 5% and 10%, respectively. Each firm offers unique features catering to different trader profiles in terms of risk tolerance and goals.
Choose FTMO If...
Traders who should choose FTMO typically possess a moderate risk tolerance and value a reliable, established platform. Those who appreciate a proven payout system, along with a strong community and resources, would find FTMO appealing. Its moderate max account size allows traders to scale up steadily, making it suitable for those focused on a steady growth strategy rather than aggressive scaling. FTMO is ideal for both beginner traders looking to test the waters and experienced traders who seek a trusted firm to grow their capital.
Choose Funded Trading Plus If...
Funded Trading Plus may be the better choice for traders who have higher ambitions and seek larger capital allocations, given its maximum account limit of $2.5M. It is especially suited for those who prefer more flexibility in their payout frequency and want to work towards achieving a 100% profit split at high cumulative gains. Traders focusing on aggressive scaling strategies or those who operate on multiple trading platforms appreciate Funded Trading Plus’s offerings. Risk-tolerant traders who desire faster scaling and substantial account sizes will benefit most from this firm.
⚖️ PropFirmStats Verdict
In conclusion, for most traders, FTMO emerges as the preferable option due to its established credibility, reliable payout model, and supportive trading environment. However, Funded Trading Plus serves as a compelling alternative for ambitious traders looking for higher account limits and the potential for 100% profit retention, especially in progressive scaling scenarios.
Frequently Asked Questions
Is FTMO better than Funded Trading Plus?
It depends on the trader's needs; FTMO offers a well-established reputation and a reliable payout structure, while Funded Trading Plus provides larger account sizes and a progressive profit split.
Which has a higher profit split, FTMO or Funded Trading Plus?
Both firms offer profit splits of up to 90%, but FTMO's split ranges from 80% to 90% based on performance.
How do the drawdown rules compare between FTMO and Funded Trading Plus?
Both firms have identical drawdown rules, with a maximum daily loss of 5% and a maximum total loss of 10%.
Can I use Expert Advisors (EAs) with FTMO and Funded Trading Plus?
Yes, both FTMO and Funded Trading Plus allow the use of Expert Advisors and trading bots.
Which is better for news trading — FTMO or Funded Trading Plus?
Both firms allow news trading, making either suitable for traders who wish to capitalize on market volatility during news events.
FTMO vs Funded Trading Plus — Verdict & Summary
FTMO comes out ahead in this head-to-head based on the PropFirmStats composite rating (9.2 vs 8.8 out of 10). Both firms offer competitive profit splits — FTMO at Up to 90% and Funded Trading Plus at Up to 90%.
FTMO — The industry gold standard — 10+ years operating, $650M+ in verified payouts, and a 4.8/5 Trustpilot rating.. Maximum funded account size: $400K initial ($2M via scaling). Daily drawdown limit: 5%. Typical payout speed: 1-2 business days (on-demand payouts).
Funded Trading Plus — Progressive profit split reaching 100% at 30% cumulative gains — scaling up to $2.5M across 4 platforms.. Maximum funded account size: $2.5M. Daily drawdown limit: 5%. Typical payout speed: 1-3 business days.
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