IcFunded vs The5ers 2026 — Full Comparison (Updated: October 2026)
Independent side-by-side analysis of challenge rules, drawdown models, profit splits, payout speeds, and trading permissions.
IcFunded and The5ers are two distinct funded trading programmes targeting retail day traders. IcFunded offers a 80% profit split while The5ers offers Up to 100%. Daily drawdown limits are 4% (P1) / 5% (P2 & Funded) for IcFunded and 5% for The5ers. Based on the PropFirmStats composite score, The5ers ranks higher overall.
Key Difference: The most impactful difference is the maximum funding ceiling, with The5ers offering $4M in capital compared to the $400K limit at IcFunded.
IcFunded vs The5ers — Expert Analysis
The primary distinction between these firms is scale, with The5ers offering a massive $4M maximum allocation compared to IcFunded's $400K cap. While both utilize a 10% Phase 1 and 5% Phase 2 target structure, The5ers provides more breathing room with a 5% daily and 10% total loss limit versus IcFunded’s 4% daily and 8% total loss constraints. The5ers further differentiates itself with a higher payout potential of up to 100% and a more extensive asset list that includes Crypto and Stocks.
Choose IcFunded If...
IcFunded is suited for traders who prioritize a focused, consistent environment and are comfortable operating within a 4% daily drawdown limit on the MT5 platform. It is an ideal choice for those satisfied with an 80% profit split and a lower $50 minimum payout requirement.
Choose The5ers If...
The5ers is the superior choice for capital-intensive traders seeking a scaling plan up to $4M and a profit split reaching 100%. Traders requiring a wider variety of instruments, such as Crypto and Stocks, will benefit from the broader asset catalog compared to the Forex, Indices, and Metals focus at IcFunded.
⚖️ PropFirmStats Verdict
The5ers wins overall with a 9.1/10 PropFirmStats rating, providing a more robust scaling plan and higher loss limits for serious professionals. IcFunded remains a viable alternative for traders who prefer a simpler, entry-level environment with a faster 1-3 business day payout speed.
Frequently Asked Questions
Do both IcFunded and The5ers allow news trading and EAs?
Yes, both firms permit news trading, the use of EAs or bots, copy trading, weekend holding, scalping, and hedging. These liberal trading rules apply consistently across both platforms.
How do the payout structures differ between the two firms?
The5ers offers a higher profit split of up to 100% with a $100 minimum payout, while IcFunded provides an 80% profit split with a $50 minimum payout. Additionally, IcFunded processes payments within 1-3 business days, whereas The5ers typically takes 2-5 business days.
Which firm has a longer track record in the industry?
The5ers was founded in 2016 and has paid out over $30M to more than 30,000 funded traders. In comparison, IcFunded was founded in 2022 and has paid out over $5M to more than 5,000 traders.
IcFunded vs The5ers — Verdict & Summary
The5ers comes out ahead in this head-to-head based on the PropFirmStats composite rating (8.1 vs 9.1 out of 10). Both firms offer competitive profit splits — IcFunded at 80% and The5ers at Up to 100%.
IcFunded — Conservative static 4% daily drawdown on MT5 — clean 2-step evaluation for precision-focused traders.. Maximum funded account size: $500K. Daily drawdown limit: 4% (P1) / 5% (P2 & Funded). Typical payout speed: 1-3 business days.
The5ers — 10 years of verified operation, $95 Bootcamp entry, and live-market execution at higher tiers — scaling to $4M.. Maximum funded account size: $300K-$400K initial ($4M via scaling). Daily drawdown limit: 5%. Typical payout speed: 2-5 business days.
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