FTMO Crypto vs TX3 Funding Fx Crypto 2026 — Full Comparison (Updated: October 2026)
Independent side-by-side analysis of challenge rules, drawdown models, profit splits, payout speeds, and trading permissions.
FTMO Crypto and TX3 Funding Fx Crypto are two distinct funded trading programmes targeting retail day traders. FTMO Crypto offers a Up to 90% profit split while TX3 Funding Fx Crypto offers 80%. Daily drawdown limits are 5% for FTMO Crypto and 5% for TX3 Funding Fx Crypto. Based on the PropFirmStats composite score, FTMO Crypto ranks higher overall.
Key Difference: FTMO offers a $2M maximum allocation and 90% profit split, significantly outpacing TX3 Funding's $300K cap and 80% profit split.
FTMO Crypto vs TX3 Funding Fx Crypto — Expert Analysis
The most significant difference between these two firms is the maximum account allocation, with FTMO offering $2M compared to TX3 Funding's $300K cap. While both firms maintain identical 10% total loss limits and 5% daily drawdown caps, their operational flexibility differs significantly as FTMO allows weekend holding and copy trading, whereas TX3 restricts both. Furthermore, FTMO provides a more competitive payout structure, offering up to a 90% profit split and on-demand payouts, compared to the 80% split and bi-weekly schedule at TX3 Funding.
Choose FTMO Crypto If...
Traders who utilize EAs or automated bots and are comfortable operating under a 2% daily consistency rule should consider TX3 Funding Fx Crypto. It is also suitable for those who prefer bi-weekly structured payouts and do not require higher than $300K in total capital allocation.
Choose TX3 Funding Fx Crypto If...
Traders seeking substantial capital scaling up to $2M and those who require the flexibility of weekend holding will find FTMO better suited to their strategy. It is the ideal choice for professionals who value on-demand payout functionality and a 90% maximum profit split.
⚖️ PropFirmStats Verdict
FTMO is the superior choice for most traders due to its higher $2M allocation, 90% profit split, and the absence of a consistency rule. TX3 Funding is a viable alternative only for those specifically seeking a more niche environment or a $300K entry point.
Frequently Asked Questions
How do the payout terms compare between the two firms?
FTMO offers on-demand payouts after a 14-day cycle with a speed of 1-2 business days and a 90% profit split. TX3 Funding operates on a bi-weekly frequency with an 80% profit split and a 1 business day payout speed.
Are there differences in trading restrictions like weekend holding or copy trading?
FTMO allows weekend holding of crypto positions, whereas TX3 Funding explicitly prohibits holding positions over the weekend. Additionally, FTMO does not allow copy trading, while TX3 Funding permits the use of copy trading services.
Do both firms impose a consistency rule on traders?
TX3 Funding enforces a 2% daily profit cap as a consistency rule for its traders. Conversely, FTMO imposes no such consistency rule, providing more freedom in daily performance.
FTMO Crypto vs TX3 Funding Fx Crypto — Verdict & Summary
FTMO Crypto comes out ahead in this head-to-head based on the PropFirmStats composite rating (9.2 vs 8.3 out of 10). Both firms offer competitive profit splits — FTMO Crypto at Up to 90% and TX3 Funding Fx Crypto at 80%.
FTMO Crypto — FTMO crypto-funded accounts with top-tier risk management and up to 90% profit split.. Maximum funded account size: $2M. Daily drawdown limit: 5%. Typical payout speed: 1-2 business days (on-demand payouts).
TX3 Funding Fx Crypto — TX3 Funding Fx crypto accounts with blockchain-verified payouts.. Maximum funded account size: $300K. Daily drawdown limit: 5%. Typical payout speed: 1 business day.
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